Newborn Wealth

THINK LIKE A  GENIUS 
 INVEST LIKE A BILLIONAIRE

Investment Map 

Wealth Strategy

  • NO COST
  • NO RISK
  • Possible £1 Million Return

Think Like a Genius
Invest Like a Billionaire

Investing for a Secure Financial Future


Up to 68 years' of potential growth in a Junior SIPP*

Tax relief top up of 20% on contributions

No Capital Gains Tax to pay on capital appreciation

Tax free amount (usually 25% of the pot) from age 55

Over £1 million potential return on 8% annual growth rate**

A Secure Financial Future

  •  Up​​ to 68 years' of potential growth*                      
  •  Tax relief top up of 20% on contributions 
  •  No Capital Gains Tax                                               
  •  25% Tax free amount ​​​​from age 55                  
  •  £1 million potential return **

The 8th Wonder of the World

" Compound interest is the 8th wonder of the world. He who understands it earns it...he who doesn't...pays it!"


 Albert Einstein  - Genius Physicist  

The 8th Wonder of the World

" Compound interest is the 8th wonder of the world. He who understands it earns it...he who doesn't...pays it!"


 Albert Einstein  -Genius Physicist  

Long Term Growth

"Someone is sitting in the shade today because someone planted a tree a long time ago!"


 Warren Buffet - Billionaire Investor 

Long Term Growth

"Someone is sitting in the shade today because someone planted a tree a long time ago!"


 Warren Buffet  - Billionaire Investor  

Junior   
Self-Invested 
Personal    
Pension

Can a

Child Have

 a Pension?

Can a Child have a Pension Fund?










YES!   Any child resident in the UK can have a SIPP (Self-invested Personal Pension) from birth. A SIPP is known as a self-invested pension plan – this means you can choose the investments to buy including:   Unit Trusts, Shares, Exchange Traded Funds (ETF), Investment Trusts, Gilts, Corporate Bonds,    Cash and Commercial property.

Establishing a SIPP for your child is an investment for later in life. The proceeds from this  investment vehicle is not available until the age of 55 or later (subject to pension legislation 2017).

Parents and grandparents can invest in a junior SIPP for their children and grand children. There are no limits to how many SIPPs a person can have. At the age of 18 a junior SIPP automatically turns into an adult SIPP and is assigned to the child on their 18th birthday.

Junior   
Self Invested
Personal  
Pension 

Can a

Child Have

 a Pension?

 YES!

Any child resident in the UK can have a SIPP (Self-invested Personal Pension) from birth. A SIPP is known as a self-invested pension plan – this means you can choose the investments to buy including:   Unit Trusts, Shares, Exchange Traded Funds (ETF), Investment Trusts, Gilts, Corporate Bonds,    Cash and Commercial property.

Establishing a SIPP for your child is an investment for later in life. The proceeds from this investment vehicle is not available until the age of 55 or later (subject to pension legislation 2017).

Parents and grandparents can invest in a Junior SIPP for their children and grand children. There are no limits to how many SIPPs a person can have. At the age of 18 a Junior SIPP automatically turns into an adult SIPP and is assigned to the child on their 18th birthday.


Why Choose

a SIPP

for your  

Child?




Why Choose a  SIPP for Your Child?

















With a SIPP, time is really on your side(or your child’s side, to be more exact), because the investment time is so long. It could transform your child’s longer-term financial future in an eye-opening way.

Money put into a child’s pension gets the same tax relief as any other pension. So even though your child is not a taxpayer, the taxman will add 20% to payments, to a maximum amount of £3,600 each tax year (£2,880 of relatives’ contributions and £720 in tax relief as at 2017). So for every £100 you add to a Junior SIPP the government will add £25 to the Junior SIPP account making a total of £125.

Additionally, when the child comes to draw on the pension, they can take 25% as a tax free lump sum (subject to pension legislation as at 2017).  With our preferred affiliate partner-

Hargreaves Lansdown Junior SIPP is FREE to:

Set up - No charge

Transfers in* - No charge

Contributions - No charge

Account inactivity - No charge

There are transaction costs and  management fees to buy and sell some investments.

ADVANTAGES

DISADVANTAGES

Protected from youthful exuberant spending. The SIPP can only be accessed currently after age 55 (subject to pension legislation  2017).

Junior SIPP Funds cannot be accessed until the child reaches 55 (subject to pension legislation  2017).

Money put into a Junior SIPP gets the same tax relief as any other pension.

Tax treatment depends on the specific circumstances of each individual and may be subject to change in the future.

With a Junior SIPP time is on your child’s side because the investment time is so long.

Help your child with better financial awareness at a young age.

When the child comes to draw on the pension they can take 25% as a tax free lump sum (subject to pension legislation 2017) .

No Capital Gains Tax to be paid on capital appreciation as it is in a Junior SIPP which is a tax efficient way to invest.


       Child    
 Benefit   
Allowance  

Potential 

£1 Million

GIFT?

It Could Be !

Using child benefit allowance  to invest in a junior pension can return a possible 7 figure sum in the long term. First the basics of child benefits...

You get Child Benefit Allowance if you’re responsible:

  • for a child under 16 
  • under 20 and in approved education or training (see www.gov.uk).

How much & When it is paid:

Child Benefit is usually paid every 4 weeks on a Monday or Tuesday.

The Potential £1 Million GIFT :Tap here

       Child  
Benefit 
Allowance  

Potential 

£1 Million

GIFT 

from the

GOVERNMENT?





A  Potential  £1 Million Gift from the Government?











 It Could Be !   Using child benefit allowance to invest  in a junior pension can return a possible 7 figure sum in the long term. First the basics of child benefits... 

You get Child Benefit Allowance if you’re responsible:

  • for a child under 16 or
  • under 20 and in approved education or training (see www.gov.uk).

How much & When it is paid:

Child Benefit is usually paid every 4 weeks on a Monday or Tuesday. You can have the money paid weekly if you’re a single parent or getting certain other benefits, such as Income Support. You can get the money paid into any account, apart from a Nationwide Building Society account in someone else’s name. You can only get the money paid into one account. Only one person can get Child Benefit for a child.

The Potential £1 Million GIFT


RATE (WEEKLY- 2017)

WHO THE ALLOWANCE IS FOR

£20.70

ELDEST CHILD OR ONLY CHILD

£13.70 per child

ADDITIONAL CHILDREN

RATE (WEEKLY- 2017)

ALLOWANCE FOR

£20.70

ELDEST CHILD / 

ONLY CHILD

£13.70 per child

ADDITIONAL CHILDREN

Incomes over £50,000


If you or your partner have an income over £50,000 , you may have to pay a tax charge. This is known as the ‘High Income Child Benefit Charge’. Use the Child Benefit tax calculator to estimate how much tax you may have to pay. Please see www.gov.uk. The amount of extra tax you’ll have to pay will be 1 per cent of the amount of Child Benefit you get for every £100 of your income above £50,000. If your income is more than £60,000, the amount of extra tax you’ll have to pay will be the same as the amount of Child Benefit your household gets from the Government.

Report any change of circumstances to the Child Benefit Office. You can choose not to get Child Benefit payments, but you should still fill in the claim form because:

This will help you get National Insurance credits which count towards your State Pension.

It will ensure your child is registered to get a National Insurance number when they’re 16.


The  
Investment
Map  
Wealth
Strategy 

THE  
INVESTMENT
MAP 
WEALTH
STRATEGY

JOURNEY STARTS HERE...

The Investment Map  Wealth Strategy can help create a financially secure future


  • NO COST
  • NO RISK
  • £1 Million or more potential return
  • Create a longer Financial legacy 
  • Harness the  2 most Powerful forces in Finance
  • Potential £100,000 ONLY if you ACT TODAY!

  • THE JOURNEY STARTS HERE...

    The  
    Investment
    Map  
    Wealth
    Strategy 

    The Investment Map strategy can help create a financially secure future

    • NO COST
    • NO RISK
    • £1 Million or more potential return
    • Create a longer Financial legacy 
    • Potential £100,000 ONLY if you ACT TODAY!


    Trading   
    Investment
    Costs

    Potential 

    Costs

    Of 

    Long Term

    Investing





    Important !   Management fees which are charged by portfolio managers and commissions can have an impact on returns. Commissions on other hand are the cost you pay to a broker to buy the funds or asset classes. For more information click the link below and download a FREE guide on Shares


    Annual management fees can be paid to management for buying:
    Unit trusts, Shares, Exchange traded funds (ETFs), Investment trusts, Gilts and corporate bonds, Cash, Commercial property.

    Managing investments involves time and money and you must expect to pay reasonable charges. But fees erode your investment earnings. To see how much look at the returns investor A and investor B get in the table below.

    Potential 

    Costs

    Of 

    Long Term

    Investing






    Potential Costs Of Long Term Investing.

     Important !    Management fees which are charged by portfolio managers and commissions can have an impact on return. Commissions on other hand are the cost you pay to a broker to buy the funds or asset classes. For more information click the link below and download a FREE guide on "Choosing Shares"

    Annual management fees can be paid to management for buying:
    Unit trusts, Shares, Exchange traded funds (ETFs), Investment trusts, Gilts and corporate bonds, Cash and Commercial property.

    Managing investments involves time and money and you must expect to pay reasonable charges. But fees erode your investment earnings. To see how much look at the returns investor A and investor B get in the table below.

    Annual Management Fees

    Commission Fees

     Important !

    Management fees which are charged by portfolio managers and commissions can have an impact on return. Commissions on other hand are the cost you pay to a broker to buy the funds or asset classes. For more information click the link below and download a FREE guide on "Funds Made Simple".



    Making   
    Difference     
    To  Lives

    Every 

    Child

    Matters

    Full Stop!     



    Every Child Matters FULL STOP!


     Children Matter  Newborn Wealth supports many good causes. We're continually striving to improve, innovate and contribute towards a better future. 

    And we’re also passionate about the communities we’re proud to be part of. We support children’s charities - and aim to make a positive contribution to improving children’s life chances.

    We donate to some of UK’s leading charities that share our desire and dedication to save children from suffering and who give children and their families’ help to overcome the difficult challenges that they face.

    Every 

    Child

    Matters

    Full Stop!

    ​​​

    Every Child Matters FULL STOP!

    Children    matter. Newborn Wealth supports many good causes. We're continually striving to improve, innovate and contribute towards a better future. 

    ​​And we’re also passionate about the communities we’re proud to be part of. We support children’s charities - and aim to make a positive contribution to improving children’s life chances, especially those of young people.

    We donate to some of UK’s leading charities that share our desire and dedication to save children from suffering and who give children and their families’ help to overcome the difficult challenges that they face.

    Making  
    A Difference
    To  Lives

    Children Matter !

    Newborn Wealth supports many good causes. We're continually striving to improve, innovate and contribute towards a better future. 

    We donate to some of UK’s leading charities that share our desire and dedication to save children from suffering and who give children and their families’ help to overcome the difficult challenges that they face.


    Facebook  
    Twitter
    and Friends  

    Recommend   to

    Family 

    Friends



     Share #   Parents, guardians and grand-parents need to be ensured that their children will be financially taken care of by preparing for their pensions ahead of them.  Securing your children’s future is our company’s top priority. Recommend Newborn Wealth to your family and friends to help secure their children a brighter future! Click on the icons below and start sharing today!

    Just started the first steps to financial freedom for my children and so can you. Check it out... Today!

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    Recommend   to

    Family 

    Friends






    ​​​

    Share #  Parents, guardians and grand-parents need to be ensured that their children will be financially taken care of by preparing for their pensions ahead of them.  Securing your children’s future is our company’s top priority. Recommend Newborn Wealth to your family and friends to help secure their children a brighter future! Click on the icons below and start sharing today!

    Create a Family Investment Map Today!

    Click to Tweet

    Recommend   to

    Family 

    Friends

    Share #

    Parents, guardians and grand-parents need to be ensured that their children will be financially taken care of by preparing for their pensions ahead of them.  Securing your children’s future is our company’s top priority. Recommend Newborn Wealth to your family and friends to help secure their children a brighter future! Click on the icons below and start sharing today!

    Create a Family Investment Map Today!

    Click to Tweet

    * 68 years is based on state pension age set in  2017 Government legislation.

    **Commissions and other charges paid on transactions and the annual administration charge, will affect overall performance. Performance based on Vanguard LifeStrategy® 60% Equity Fund: 60% equities/ 40% bonds allocation. Rolling 12-month total returns (1900–2016) return of 8%. Approximated figures as at 2017, please consult your benefit agency for details on child benefit. You cannot restrict what the child does with the funds once they have access to their investments. Please remember: the value of your investment and any income from it may fall as well as rise and is not guaranteed. The value of your investments and income arising from them can fall in value and you may lose some or the entire amount invested. When determining which Index to use and for what period, we selected the Index that we deemed to be a fair representation of the characteristics of the referenced market, given the information currently available.

    FINANCIAL NOTICE: The Information on this website is provided for informational purposes only, without any express or implied warranty of any kind, including warranties for any particular purpose. The Information contained in or provided from or through this website is not intended to be and does not constitute financial advice, investment advice, trading advice or any other advice. The Information on this website and provided from or through this website is general in nature and is not specific to you the user or anyone else.

    Important information: please remember the value of tax savings depends on individual circumstances and tax rules can change over time. Investments can go down in value as well as up, so your child could get back less than invested. A Junior SIPP is a type of pension for people happy to make their own investment decisions, and is not accessible until age 55 which is likely to rise by the time your child reaches retirement. If transferring a pension please ensure you will not lose valuable guarantees or incur excessive exit penalties. If you are unsure if an investment is right for you or your child, please seek financial advice. The results are hypothetical results and are NOT an indicator of future results and do NOT represent returns that any investor actually attained. Indexes are unmanaged, do not reflect management or trading fees.