Legal Stuff

You should not make any financial, investments, or trading decision based on any information without undertaking due diligence and consultation with a competent financial adviser.

Investing Can Be Risky  

You understand that you are using any and all Information available on or through this website at your own risk.

RISK STATEMENT – The trading of stocks, futures, commodities, index futures or any other securities has potential rewards as well as potential risks. Investing may not be suitable for all users of this website. Anyone wishing to invest should seek his or her own independent financial or professional advice.

The materials appearing on this website do not constitute financial advice and are provided for general information purposes only. No warranty, whether express or implied is given in relation to such materials. We cannot be held liable for any technical, editorial, typographical or other errors or omissions within the information provided on this website, nor shall we be responsible for the content of any web images or information linked to this website.

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* 68 years is based on state pension age set in 2017 Government legislation.

**Commissions and other charges paid on transactions and the annual administration charge, will affect overall performance. Performance based on Vanguard LifeStrategy® 60% Equity Fund: 60% equities/ 40% bonds allocation. Rolling 12-month total returns (1900–2016) return of 8%. Approximated figures as at 2017, please consult your benefit agency for details on child benefit. You cannot restrict what the child does with the funds once they have access to their investments. Please remember: the value of your investment and any income from it may fall as well as rise and is not guaranteed. The value of your investments and income arising from them can fall in value and you may lose some or the entire amount invested. When determining which Index to use and for what period, we selected the Index that we deemed to be a fair representation of the characteristics of the referenced market, given the information currently available.

FINANCIAL NOTICE: The Information on this website is provided for informational purposes only, without any express or implied warranty of any kind, including warranties for any particular purpose. The Information contained in or provided from or through this website is not intended to be and does not constitute financial advice, investment advice, trading advice or any other advice. The Information on this website and provided from or through this website is general in nature and is not specific to you the user or anyone else.

Important information: please remember the value of tax savings depends on individual circumstances and tax rules can change over time. Investments can go down in value as well as up, so your child could get back less than invested. A Junior SIPP is a type of pension for people happy to make their own investment decisions, and is not accessible until age 55 which is likely to rise by the time your child reaches retirement. If transferring a pension please ensure you will not lose valuable guarantees or incur excessive exit penalties. If you are unsure if an investment is right for you or your child, please seek financial advice. The results are hypothetical results and are NOT an indicator of future results and do NOT represent returns that any investor actually attained. Indexes are unmanaged, do not reflect management or trading fees.