Newborn Wealth uses its reasonable endeavours to ensure that the information on the correspondence is accurate and helpful at all times. However, we do not warrant the accuracy of that information and cannot be held liable for any use of or reliance on that information except as specifically agreed by us in writing.
The information contained on the Newborn Wealth correspondence is general in nature, and is only intended as a guide and is not intended as a substitute for professional advice.
Newborn Wealth does not accept any liability for any loss, damage, expense, costs or liability whatsoever incurred by you as a result of arrangements made with any third parties.
By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.
The materials on Newborn Wealth's site are given "as is". Newborn Wealth makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchant-ability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Newborn Wealth does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilisation of the materials on its Internet site, correspondence or generally identifying with such materials or on any destinations connected to this website.
In no occasion should Newborn Wealth or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilisation or powerlessness to utilise the materials on Newborn Wealth's Internet web page or correspondence, regardless of the possibility that Newborn Wealth or a Newborn Wealth approved agent has been told orally or in written of the likelihood of such harm.
Amendments and Errata
The materials showing up on Newborn Wealth's site could incorporate typographical or photographic mistakes. Newborn Wealth does not warrant that any of the materials on its site are exact, finished, or current. Newborn Wealth may roll out improvements to the materials contained on its site whenever without notification. Newborn Wealth does not, then again, make any dedication to update the materials.
Newborn Wealth may update these terms of utilisation for its website whenever without notification. By utilising this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.
Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
We will gather and utilisation of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
We will just hold individual data the length of essential for the satisfaction of those reasons.
We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
Personal information ought to be important to the reasons for which it is to be utilised, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
We will protect individual data by security shields against misfortune or burglary, and also unapproved access.
We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.
Limitation of Liability and Disclaimers
Nothing within these Terms and Conditions operates so as to exclude, limit or restrict our liability for death or personal injury caused by our negligence, or our fraud or fraudulent misrepresentation, or any liability that cannot be excluded or limited by English law.
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our Website, communications or any content on it, whether express or implied. Any offer from Newborn Wealth can be withdrawn at any time without notice.
Intellectual Property Rights
The contents of the Website are Copyright © Newborn Wealth unless otherwise stated.
Trademarks displayed may have been registered by a third party, and nothing contained in these Terms and Conditions or on the Website should be construed as granting by implication or otherwise, any license or right to use any of these trademarks without the permission of the owner of the trademark.
Newborn Wealth reserves the right to change these Terms and Conditions at any time. You should check the Terms and Conditions periodically to ensure that you are aware of and are complying with the current version.
Newborn Wealth will engage in the proprietary investment strategy for qualified subscribed users ONLY.
Under the agreement all subscribed users agree to download a series of investment guides from Newborn Wealth media/advertising partners.
Qualified subscribers as defined by Newborn Wealth terms are subscribed users who download a complete set of investment guides as advertised by Newborn Wealth through Newborn Website or Newborn Wealth email series/newsletters. Newborn Wealth receives a small affiliate fee from Hargreaves Lansdown for each download. Newborn Wealth will invest the majority of the affiliate fee in a proprietary investment strategy.
The offer can be withdrawn at any time with no liability for any loss, damage, expense, costs or liability whatsoever incurred by you as a result of arrangements made with any third parties.
No work as defined under Newborn Wealth terms.
Subscribed users are not expected to engage substantial time or effort to gain offering provided by Newborn Wealth.
No Cost as defined under Newborn Wealth terms
Subscribed users have no obligation to pay any money upfront. Newborn Wealth has a 1% annual ongoing charge which is taken solely out of investment capital which is invested by Newborn Wealth on behalf of a subscribed user. There is an exit fee of 99% at Newborn Wealth’s discretion if subscribed user makes claim on investment before investment maturity. Investment maturity available on request to subscribed qualified users.
No Risk as defined under Newborn Wealth Terms Subscribed users are not expected to contribute any of subscribed users own monies to the investment plan. Any investment carried out by subscribed users will be done under subscribed users own authority and Newborn Wealth will not be liable whatsoever for loss of capital or investment risk. Newborn Wealth does not accept any liability for any loss, damage, expense, costs or liability whatsoever incurred by you as a result of arrangements made with any third parties.
Payment of Funds
Payments of funds will be made to nominated person or persons as stipulated by Newborn Wealth subscriber. The investment return will be subject to a 1% annual fee and a 3% exit fee on maturity. The investment will be paid subject to total fund amount with a greater monetary value of a first class postage at time of fund release.
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* 68 years is based on state pension age set in 2017 Government legislation.
**Commissions and other charges paid on transactions and the annual administration charge, will affect overall performance. Performance based on Vanguard LifeStrategy® 60% Equity Fund: 60% equities/ 40% bonds allocation. Rolling 12-month total returns (1900–2016) return of 8%. Approximated figures as at 2017, please consult your benefit agency for details on child benefit. You cannot restrict what the child does with the funds once they have access to their investments. Please remember: the value of your investment and any income from it may fall as well as rise and is not guaranteed. The value of your investments and income arising from them can fall in value and you may lose some or the entire amount invested. When determining which Index to use and for what period, we selected the Index that we deemed to be a fair representation of the characteristics of the referenced market, given the information currently available.
FINANCIAL NOTICE: The Information on this website is provided for informational purposes only, without any express or implied warranty of any kind, including warranties for any particular purpose. The Information contained in or provided from or through this website is not intended to be and does not constitute financial advice, investment advice, trading advice or any other advice. The Information on this website and provided from or through this website is general in nature and is not specific to you the user or anyone else.
Important information: please remember the value of tax savings depends on individual circumstances and tax rules can change over time. Investments can go down in value as well as up, so your child could get back less than invested. A Junior SIPP is a type of pension for people happy to make their own investment decisions, and is not accessible until age 55 which is likely to rise by the time your child reaches retirement. If transferring a pension please ensure you will not lose valuable guarantees or incur excessive exit penalties. If you are unsure if an investment is right for you or your child, please seek financial advice. The results are hypothetical results and are NOT an indicator of future results and do NOT represent returns that any investor actually attained. Indexes are unmanaged, do not reflect management or trading fees.